Category: Personal Finance

  • First Time Home Buyer’s Guide: Remember These 10 Steps!

    First Time Home Buyer’s Guide: Remember These 10 Steps!

    Back in November 2021, I became a first time home owner and co-purchased a bigger home with my Mom and the process of buying my first home was super stressful and complicated. Since it had been so long since my parents had bought a home (we lived in ours for…

  • 3 Month Life Update: I Don’t Get Personal Finance in America

    3 Month Life Update: I Don’t Get Personal Finance in America

    Just when I thought I was getting into the groove of things, I started learning about personal finances and taxes in the U.S. 🤯 Back in November, I reached my goals of paying off all my student loans, attaining a $100K net worth, and buying my first home. As an…

  • What They Don’t Tell You About Home Ownership

    What They Don’t Tell You About Home Ownership

    For those who enjoyed the 3-part series on Hard Lessons About Buying My First Home, I am back with more transparency about this topic. When people talk about homeownership, a sort of glorification comes with it—like all of your financial problems are solved because you’re now contributing towards your own…

  • 7 Ways to Pay off Your Student Loans ASAP

    7 Ways to Pay off Your Student Loans ASAP

    When I first finished university in January 2020, it seemed like I had years to go before I could pay off 40K of student loans. However, a year and a half later in 2021, I did it (more details here)! For someone who lacked financial education and had no RESPs…

  • Part 3: Hard Lessons About Buying My First Home

    Part 3: Hard Lessons About Buying My First Home

    In November, I became a first time home owner and co-purchased a bigger home with my Mom. My family had been looking for a long time, but we could never agree on the right house until now. Fortunately, we found a newer home in a great community. However, the process…

  • Part 2: Hard Lessons About Buying My First Home

    Part 2: Hard Lessons About Buying My First Home

    In November, I became a first time home owner and co-purchased a bigger home with my Mom. My family had been looking for a long time, but we could never agree on the right house until now. Fortunately, we found a newer home in a great community. However, the process…

  • Part 1: Hard Lessons About Buying My First Home

    Part 1: Hard Lessons About Buying My First Home

    In November, I became a first time home owner and co-purchased a bigger home with my Mom. My family had been looking for a long time, but we could never agree on the right house until now. Fortunately, we found a newer home in a great community. However, the process…

  • 10 Learnings From Paying Off 40K of Student Loans & Reaching My 100K Goal in a Year(ish)

    10 Learnings From Paying Off 40K of Student Loans & Reaching My 100K Goal in a Year(ish)

    Hitting Life’s Milestones Three major life milestones happened in the first week of November 2021: I became a first-time home owner 🏠 I started a new job at Microsoft HQ 👩🏻‍💻 I paid off all of my student loans 🎉 But first, a little history… My parents are both first…

  • University Mistakes #5: Spending Money Instead of Investing It

    University Mistakes #5: Spending Money Instead of Investing It

    Here is my biggest university mistake and some of the things that I wished I did differently when it came to my personal finances.

  • Top 3 Excuses About Investing

    Top 3 Excuses About Investing

    For those of you who haven’t started investing in your future yet, there may be a dozen reasons why. Money can be a sensitive topic that we don’t freely talk about with our friends and family, so it may be hard to figure out what you should be doing. As…